What Does Getting Pre Approved Mean

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Pre-approval notices are generally a marketing strategy used to encourage consumers to apply for a new line of credit, but it certainly does not mean that the offer you received is the most.

A mortgage pre-qualification can be useful as an estimate of how much you can afford to spend on your home, but a pre-approval is much more valuable because it means the lender has checked your.

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What It Means to Be Pre-Approved for a Mortgage | Fox Business – Getting pre-qualified doesn’t mean the bank will loan you that amount, but it can give you an idea of how much you can expect to be given once you get pre-approved.

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What does Getting Pre-Approved Mean? | Home Loan Tips. – In this video we’re going to cover exactly what getting Pre-Approved means. Whether you going to get a FHA, VA, USDA, or Conventional loan here in MO or KS it all works the same.

Having a pre-approval also does not mean that the lender will readily give you the funds you require. Oftentimes, lenders have an approval process that is more rigorous than the pre-approval process.

A pre-approval letter does not guarantee that you will actually get the loan. It simply means there is a chance you will get approved, if and when you clear the underwriting process (which is the real moment of truth).

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Pre-approval – Wikipedia – Pre-approval. People interested in buying a house can often approach a lender, who will check their credit history and verify their income, and then can provide assurances they would be able to get a loan up to a certain amount. This pre-approval can then help a buyer find a home that is within their loan amount range.