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Home Loan Options for First-Time Home Buyers with Poor. – Types of Loans for Bad Credit. In order to determine your creditworthiness, loan qualification and even interest rate, a mortgage lender will look at your median FICO® Score.. What are my options for a mortgage? Is a no-money down option available to me Graham says: September 22, 2016 at 3:17 pm Hi Kelly: The only no down.
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